CONNECTIONS: Brokers have access to many different insurance carriers and they can shop around for the lowest price. Carriers know that brokers are shopping around with many other carriers so they try to offer the most competitive quotes. Insurance carriers will offer brokers lower rates so they will refer more business.
KNOWLEDGE: Brokers are licensed professionals who know and understand the insurance industry 100%. They know the pros and cons of each policy and exactly what policies and coverage you need to protect your company.
SERVICE: Brokers work to understand your specific needs and can help you decide which policies are best for your company. If you are unhappy with your insurance carrier, your policies can be easily moved since the broker is not dedicated to any specific carrier.